An Internal Control – Credit Stress Testing

Share this post:

Credit Stress Testing and Capital Planning are integral to an institution’s “Internal Controls” and strategic planning practices. The mission of Credit Stress Testing is to provide insights into potential portfolio risk migrations under market changes of varying severity and the impact on the institution’s capacity to meet those challenges.

This information is a powerful tool used by Enterprise and Credit Risk Management as a control mechanism for influencing policy, portfolio risk, growth strategy, capital requirements, and strategic planning.

CEIS specializes in conducting portfolio-wide transactional credit stress testing for community banks and credit unions.

Our experienced Managing Directors structure, analyze and present each Client’s stress testing engagement with CEIS Review. Incorporating a tested, tried, and credible business partner who can provide decades of Industry experience is never a bad decision. Contact us to discuss a potential engagement